(Download) "Ruenger v. Soodsma" by State of Wisconsin in Court of Appeals District IV ~ eBook PDF Kindle ePub Free
eBook details
- Title: Ruenger v. Soodsma
- Author : State of Wisconsin in Court of Appeals District IV
- Release Date : January 31, 2005
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 72 KB
Description
1 Jeanna Ruenger appeals the circuit court order determining that the reducing clause in the underinsured motorist (UIM) endorsement of her personal auto policy was valid and also determining that there was no UIM coverage under her business auto policy for the injuries she sustained while operating her skid loader. With respect to the personal auto policy, we agree with the circuit court that the reducing clause is valid because it complies with WIS. STAT. 632.32(5)(i) and is not ambiguous when read in the context of the entire policy. With respect to the business auto policy, we agree with Ruenger that it does provide UIM coverage for her injuries. Our primary ruling on this issue is that both the insurers proposed construction of the introductory language in the UIM endorsement and the occupancy exclusion are prohibited by 632.32(6)(b)2. as construed and applied in Mau v. North Dakota Ins. Reserve Fund, 2001 WI 134, 248 Wis. 2d 1031, 637 N.W.2d 45. Finally, we conclude the reducing clause in the UIM endorsement to the business auto policy is valid because it complies with 632.32(5)(i) and is not ambiguous when read in the context of the entire policy.
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